Personal finance, understood
Stop maintaining spreadsheets. Start understanding your money.
Vault pulls every account into one workspace and does the interpretation for you: what came in, what's committed, what's actually free to spend, and what's drifting.
Safe to spend
$1,284
after $2,140 of upcoming bills and $400 toward goals
- Cash
- $8,412
- This month in
- $6,180
- This month out
- $4,036
- Savings rate
- 34.7%
Safe to spend
One honest number that already accounts for upcoming bills, budgets and goal contributions.
Pacing, not scolding
Budgets show whether you're ahead or behind for this point in the month — before you overspend.
Every recurring charge
Subscriptions and bills are detected, priced monthly and flagged when they quietly increase.
Plain-English coaching
Insights explain what changed, why it matters and what to do next — in the tone you pick.